Conifer, Evergreen and Denver real estate and homes for sale in Colorado, mountain, acreage - Steve Lichen and the Lichen Team, REALTORS® Steve Lichen and the Lichen Team REALTORS(r) for Conifer, Evergreen and Denver, Colorado real estate, mountain, acreage - NUMBER1EXPERTS™ Steve Lichen and the Lichen Team NUMBER1EXPERTS(tm) for Conifer, Evergreen and Denver, Colorado real estate, mountain, acreage
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Steve Lichen and the Lichen Team, REALTORŪ, real estate agents and broker for Conifer, Evergreen and Denver Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 303-881-9728.


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DENVER, EVERGREEN & CONIFER,
COLORADO REAL ESTATE SPECIALISTS! 


 

Whether you are BUYING or SELLING a home, call Steve Lichen & The Lichen Team for one stop shopping for Real Estate in Denver, Evergreen & Conifer, and the surrounding Metro Denver area, including the mountian communities of Evergreen, Conifer, Bailey, Pine, Indian Hills, Kittredge & Morrison, Colorado for your Real Estate needs!  

For all your BUYING & SELLING needs this Real Estate website is a great place to easily search for Mountain Property "HOMES FOR SALE" in Conifer, Evergreen & Denver, as well as "HOMES FOR SALE" in Bailey, Pine, Indian Hills, Kittredge & Morrison Real Estate Markets. 

Click on "FEATURED PROPERTIES" to view some very special homes currently on the market.  

Contact "Steve Lichen & The Lichen Team" with confidence. We guarantee your privacy will be respected and we offer our services on this site free and without obligation. Why? We want to be your REALTORSŪ. As your trusted, professional real estate partners, we will guide you through the process of finding your perfect home. And together we will sell your home for a much as the market will bear, and as quickly as possible.  

Need local Real Estate information? We've summarized much of what is important about the Real Estate market for Denver, Evergreen & Conifer, including the Real Estate market in Conifer, Evergreen, Bailey, Pine, Indian Hills, Kittredge & Morrison in this site.

BUYING and SELLING a home is one of the biggest events in your life. As top REALTORSŪ for your Real Estate needs we have the experience and track record you are looking for. Please let us help.  


 

- Steve Lichen and the Lichen Team  


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Real Estate Tips
Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Real Estate Trivia
Q 
What document must lenders provide within three days of receiving your application for financing?

A 
The "Truth In Lending Disclosure Statement" will give you complete financial information about the loan.
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Steve Lichen and the Lichen Team, REALTORŪ, real estate agents and broker for Conifer, Evergreen and Denver Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)

Steve Lichen and the Lichen Team
Keller Williams Foothills Realty
27132 Main Street, Suite 200
Conifer, CO 80433
Steve Lichen - Direct: 303-881-9728
Mary Knudsen - Direct: 303-887-0683
Janet Velline - Direct: 303-810-1502
Allison Jansson - Direct: 303-829-8085
E-Fax: 1-866-859-5881
stevelichen@NUMBER1EXPERT.com

When you want action, you want The Lichen Team. They work hard for their clients. Their clients' goals are their goals. Their clients' needs are their needs. As a result, they persevere. They deliver! Drawing from years of experience and private research, Steve Lichen & The Lichen Team have developed a unique system that benefit their clients, either buyers or sellers.

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Keller Williams Foothills Realty real estate and homes for sale in Conifer, Evergreen and Denver Colorado

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